Live outside city limits?
From small towns to emerging neighborhoods on city outskirts, a USDA Loan provides many benefits to rural property owners. Insured by the U.S. Department of Agriculture, First Class Mortgage is proud to offer USDA mortgage loans to home buyers and refinancers in eligible areas.
USDA Loan benefits include:
- No down payment
- Low fixed-rate mortgage options
- Flexible credit requirements
- No loan or acreage limit
- 100% financing and refinancing for qualified borrowers
- Can be used for home repairs and add-ons
USDA Loans are not just for farm properties. Many communities just outside large metropolitan areas are defined as “rural” by the USDA and qualify for this mortgage loan. Whether you’re looking to move away from the city or refinance your rural residence, the USDA Loan Program is designed to improve the economy and quality of life in rural America.
Click here for USDA Rural Development Eligibility (on this page click "Single Family Housing" under "Property Eligibility")