Rely on - First State Bank of Harvey -
to Refinance or Purchase Your New Home.

Loan Programs Available...


Conventional loans cover a vast array of loan programs. They can have either fixed or variable rates or payments.


Allow lower income Americans to borrow money for purchasing a home that they would not otherwise be able to afford.


A loan guaranteed by the Department of Veterans Affairs, restricted to qualified individuals of military service.


A mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits.

USDA Rural Housing

The program is designed to help families buy homes and “improve the economy and quality of life in rural America.”

1st Time Home Buyers

Meant to promote affordable interest rates and help homeowners better tackle their down payments and closing costs.


A loan with an interest rate that changes. ARMs may start with lower monthly payments than fixed-rate mortagages.

The First Step

Choosing First State Bank of Harvey is the first step toward establishing an affordable home loan - and with so many options available, we are the resource you can count on - the one you know and trust. Another key benefit of working with your bank, is that we partner with First Class Mortgage. First Class Mortgage offers tools and products that can easily compete with any mortgage lender in the marketplace. Their personalized and trustworthy service is second to none - and we consider them a trusted extension of what makes our bank great.

Interested in starting the process on the right foot? It's as easy as 1-2-3!

  1. Contact your bank to take an application.
  2. A bank representative will help you determine the necessary financial documents to gather.
  3. First Class Mortgage will pre-qualify your loan application.

Rest assured that we, as your bank, will stay involved in your mortgage process from start to finish to ensure your complete satisfaction. We will even host your closing here if that's most convenient for your schedule. Our top priority is finding the best solutions for your individual mortgage needs, and that is why we are proud to partner with and recommend First Class Mortgage.

Why First Class Mortgage?

First Class Mortgage is a locally owned company. Their associates maintain a steadfast network of lenders throughout the United States, ensuring your rate will be among the best available nationally. These established relationships, and their product familiarity, enable them to find the mortgage package and rate that fits your individual goals, budget and timeline.

What you can expect from First Class Mortgage:

  • Maximum financing flexibility with competitive interest rates & terms
  • Expert guidance throughout the entire mortgage process
  • Reduced paperwork - only one application form needed
  • Recommendations about credit options and qualifications
  • Personalized mortgage closing to fit your schedule and needs
  • Efficient, personalized, timely service
  • Online application option -
United Savings Credit Union

The Focus is You!

Each First Class Mortgage consultant focuses on best representing your interests throughout your mortgage process. They listen.
They act. They encourage you to ask questions and will help guide you toward making informed decisions.

Whether you're a first-time homebuyer, busy raising a family, or looking for the retirement home of your dreams, First Class Mortgage
is there for you, working on your behalf every step of the way.

What our customers
have to say:

"We decided to refinance and didn’t even have a second thought about the company we wanted to do the refinance. Dan, Laura, Dawn, Kari and everyone at First Class Mortgage were awesome to work with and made the process extremely easy and quick. We would definitely recommend for anyone looking to purchase a new home or refinance their existing."

– Corey and Marnie from Fargo, ND

"Dawn and Laura are a great team. Always very responsive to my questions. I was always able to get one of them on the phone whenever I called. Much appreciated."

– Charlie A.