"Our expertise, your peace of mind."

"Our expertise, your peace of mind."

Opening Rates

Our steadfast network of mortgage lenders benefits our clients with lower rates, expeditious responses and no hassles. Take advantage of the relationships we have already built with our mortgage lenders. We approach each mortgage as though it were our own.

Give us a call today to discuss which one of our flexible loan programs best suits your unique situation.

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Opening Rates for North Dakota as of 03/10/2010*
 Loan Type
Rate
APR
Discount Points
 30 yr Conventional
 4.875 %
 5.089 %
0 %
 20 yr Conventional
 4.625 %
 4.914 %
0 %
 15 yr Conventional
 4.250 %
 4.614 %
0 %
 30 yr FHA
 5.000 %
 5.216 %
0 %
 30 yr VA
 5.000 %
 5.097 %
0 %
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Important Notices: Interest rates and annual percentage rates (APR) are subject to change without notification. Above APRs based on $100,000 loan amount. Actual APR will vary based on final loan amount. Please contact one of our offices for rate information on additional programs.

Rate Assumptions

  • Owner occupied, single family property transactions
  • Purchase transaction and 95% NO cash-out refinance options
  • 5% down payment on Conventional programs
  • 3.5% down payment on FHA loans
  • Loan amount between $100,000 and $417,000
  • Minimum credit score of 720
  • Maximum 30 day rate lock period
  • Escrow accounts required for taxes and insurance(s)

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