/* Body
--------------------------------------------------------------------------------*/

*
	{
	margin:0px;
	padding:0px;
	}

body
	{
	font:normal 12px Verdana, Geneva, Arial, helvetica, sans-serif;	
	color:#000000;
	background:#efefef;
	}


/* Tables
--------------------------------------------------------------------------------*/

table
	{
	}

td
	{
	padding:5px 5px;
	}

th
	{
	}


/* Links
--------------------------------------------------------------------------------*/

a:link, a:visited
	{
	color:#005480;
	text-decoration:none;
	}

a:hover
	{
	color:#000000;
	}


a:active
	{
	color:#000000;
	}

a.arrow:link, a.arrow:visited, a.arrow:active
	{
	display:block;
	margin:0px 0px 1.8em 0px;
	padding:0px 30px 0px 0px;
	font-size:12px;
	font-weight:bold;
	text-decoration:none;
	text-align:right;
	color:#005480;	
	background:url(/images/main_arrow.gif) center right no-repeat;	
	}

a.arrow:hover
	{
	color:#000000;
	background:url(/images/main_arrow_over.gif) center right no-repeat;
	}


/* Container
--------------------------------------------------------------------------------*/

#container
	{
	width:760px;
	margin:0px auto;
	background:#ffffff;
	}


/* Masthead
--------------------------------------------------------------------------------*/

#header
	{
	float:left;
	width:758px;
	height:100px;
	border-right:1px solid #005480;
	border-left:1px solid #005480;
	background:#ffffff;
	}

#header img
	{
	float:left;
	padding:14px 0px 0px 14px;
	}

#header .text
	{
	float:right;
	padding:25px 30px 0 0;
	width:390px;
	text-align:left;
	font:italic 16px Georgia, "Times New Roman", Times, serif;
	}


/* Main background
--------------------------------------------------------------------------------*/

#main
	{
	float:left;
	width:758px;
	background-color:#ffffff;
	border-right:1px solid #005480;
	border-bottom:1px solid #005480;
	border-left:1px solid #005480;
	}


/* Main navigation
--------------------------------------------------------------------------------*/

#nav
	{
	float:left;
	width:130px;
	height:224px;
	padding:10px 0px 0px 0px;
	color:#ffffff;
	background:#005480 /*url(/images/calculator_half.jpg) bottom left no-repeat*/;
	}

#nav ul
	{
	list-style:none;
	background-color:#005480;
	border-top:1px #6699CC solid;
	}

#nav li
	{
	background-color:#005480;
	border-bottom:1px #6699CC solid;
	}

#nav .space
	{
	display:block;
	height:10px;
	background-color:#005480;
	border-bottom: 1px #6699CC solid;
	}

#nav img
	{
	display: block;
	}

#nav a:link, #nav a:visited, #nav a:active
	{
	display: block;
	padding:2px 0px 2px 6px;
	font:12px Verdana, Arial, Helvetica, sans-serif;
	color:#ffffff;
	text-decoration:none;
	background:url(/images/nav_bg.gif) no-repeat;
	background-position: 0px;
	}

#nav a:hover
	{
	color:#FFCC33;
	background:url(/images/nav_bg_over.gif) no-repeat;
	background-position: 0px;
	}


/* Main Content
--------------------------------------------------------------------------------*/

#mainphoto
	{
	position:relative;
	float:left;
	width:264px;
	height:224px;
	margin:0;
	padding:10px 0px 0px 364px;
	background:#6699CC url(/images/picket_fence.jpg) no-repeat;
	z-index:9;
	}

#mainphoto h2
	{
	position:absolute;
	top:10px;
	left:365px;
	font:800 italic 22px Verdana, Arial, Helvetica, sans-serif;
	color:#ffffff;
	line-height:1.8em;
	z-index:1;
	}

#mainphoto .dropshadow
	{
	position:absolute;
	top:11px;
	left:364px;
	font:800 italic 22px Verdana, Arial, Helvetica, sans-serif;
	color:#000000;
	line-height:1.8em;
	z-index:0;
	}

#mainphoto ul
	{
	margin:0px 0px 0px 26px;
	padding:0px 0px 1.8em 0px;
	font:1em Verdana, Arial, Helvetica, sans-serif;
	color:#005480;
	line-height:1.8em;
	}

#mainphoto ul.marketupdates
	{
	margin-top:50px;
	}

#mainphoto .links
	{
	position:absolute;
	top:170px;
	right:20px;
	width:180px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	color:#005480;
	border-left:2px dotted #666666;
	}

#mainphoto .links ul
	{
	padding:0px;
	list-style:none;
	text-align:right;
	}

#mainphoto .links a:link, #mainphoto .links a:visited, #mainphoto .links a:active
	{
	padding:0px 24px 0px 0px;
	font-size:16px;
	font-weight:bold;
	text-decoration:none;
	text-align:right;
	color:#005480;
	background:url(/images/main_arrow.gif) center right no-repeat;
	clear:right;
	}

#mainphoto .links a:hover 
	{
	color:#ffffff;
	background:url(/images/main_arrow_over.gif) no-repeat;
	background-position:center right;
	}

#mainphoto a:hover 
	{
	color:#ffffff;
	}

#mainphoto_rowtwo 
	{
	position:relative;
	float:left;
	width:372px;
	height:254px;
	padding:10px 0px 0px 100px;
	background:#ffffff url(/images/calculator.jpg) no-repeat;
	z-index:9;
	}

#mainphoto_rowtwo_photo
	{
	float:right;
	width:286px;
	height:264px;
	background-color:#ffffff;
	background:url(/images/family.jpg) no-repeat;
	}

#mainphoto_rowtwo p
	{
	padding:0px 14px 1.8em 44px;
	font:1em Verdana, Arial, Helvetica, sans-serif;
	line-height:1em;
	background:url(/images/yellow_arrows.gif) 0px 5px no-repeat;
	}

#mainphoto_rowtwo p.arrowlink
	{
	text-align:right;
	}

#mainphoto_rowtwo a.apply:link, #mainphoto_rowtwo a.apply:visited, #mainphoto_rowtwo a.apply:active
	{
	padding:0px 30px 0px 0px;
	font-size:12px;
	font-weight:bold;
	color:#005480;
	text-decoration:none;
	background:url(/images/main_arrow.gif) center right no-repeat;
	}

#mainphoto_rowtwo a.apply:hover
	{
	padding:0px 30px 0px 0px;
	font-size:12px;
	font-weight:bold;
	color:#000000;
	text-decoration:none;
	background:url(/images/main_arrow_over.gif) center right no-repeat;
	}

/* MAIN PAGE FOOTER */

#mainphoto_rowtwo .footer {
	clear: both;
	font-size: 8px;
	text-align: right;
	right: 20px;
	top: 215px;
	width: 445px;
	position: absolute;
	z-index: 6;
}

#mainphoto_rowtwo img {
	margin-left: auto;
    margin-right: 0;
	display:block;
	text-align: right;
	right: auto;
}

#mainphoto_rowtwo a:link, #mainphoto_rowtwo a:active, #mainphoto_rowtwo a:visited {
	font-size: 10px;
	font-weight: normal;
	text-decoration: none;
	color: #005480;
	padding: 0 2px 0;
}

#mainphoto_rowtwo a:hover {
	font-size: 10px;
	font-weight: normal;
	text-decoration: underline;
	color: #005480;
	padding: 0 2px 0;
}


/*INSIDE PAGE SPECIFIC */

#yellowbar {
	float:right;
	background-color: #6699CC;
	height: 40px;
	width: 626px;
	position: relative;
	z-index: 9;
	margin: 0 0 0 2px;
}

#yellowbar h3 {
	color: #fff;
	padding: 0;
	margin: 0;
	position: absolute;
	right: 11px;
	top: 5px;
	z-index: 8;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: 800;
}



#yellowbar h4 {
	color: #000;
	padding: 0;
	margin: 0;
	position: absolute;
	right: 10px;
	top: 5px;
	z-index: 7;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: 800;
}

/* INSIDE CONTENT */

#content
	{
	position:relative;
	float:right;
	width:606px;
	height:auto;
	padding:10px;	
	background-color:#ffffff;
	z-index:6;
	}

/*
#content iframe { 
	position: relative; 
	left: 200px; 
	top: 200px; 
	z-index: 5; 
	height: 100%;
	width: auto; 
} 
*/

#content h1
	{
	margin:0px 0px 0.6em 0px;
	padding:0px 0px 0.2em 0px;
	font:bold italic 24px Georgia, "Times New Roman", Times, serif;
	color:#005480;
	line-height:1em;
	border-bottom:1px #005480 solid;
	}

#content h2
	{
	font-size:16px;
	font-weight:bold;
	color:#005480;
	line-height:1.8em;
	}

#content h3 {
	font-size: 12px;
	font-weight: bold;
	color: #000;
	margin: 15px 0 2px 0;
}

#content p
	{
	padding:0px 0px 1.8em 0px;
	font:1em Verdana, Arial, Helvetica, sans-serif;
	line-height:1.2em;
	}

#content hr {
	color: #000;
	height: 1px;
}

#content ul
	{
	margin:0px 0px 0px 26px;
	padding:0px 0px 1.8em 0px;
	font:1em Verdana, Arial, Helvetica, sans-serif;
	line-height:1.2em;
	}


#content li
	{
	color: #005480;
	list-style-type: square;
	}

#content .ten {
	font-size: 10px;
}

#content .testimonials {
	padding: 10px;
	margin: 0;
	border: 1px #FC6 solid;
}

#content .testimonials h2 {
	font-size: 14px;
	font-weight: normal;
	color: #005480;
	margin: 0;
	padding: 0 0 5px 5px;
	border-bottom: 1px #666 solid;
}

#content .testimonials img {
	margin: 0 10px 5px 0;
	padding: 0;
	border: 1px #666 solid;
}

#content .contact {
	padding: 10px;
	margin: 0;
	border: 1px #FC6 solid;
	clear:left;
}

#content .contact h2 {
	font-size: 12px;
	font-weight: bold;
	color: #005480;
	margin: 0;
	padding: 0 0 5px 5px;
	border-bottom: 1px #666 solid;
}

#content .contact img {
	margin: 0 0px 5px 10px;
	padding: 0;
	border: 1px #666 solid;
	text-align: right;
}


/* INSIDE FOOTER */

#inside_footer {
	clear: both;
	padding: 5px 0 10px 0;
	background-color: #fff;
}

#inside_footer img {
	padding: 0 25px 0 15px;
}

#inside_footer a:link, #inside_footer a:visited, #inside_footer a:active
	{
	font-size:10px;
	font-weight: normal;
	text-decoration:none;
	color:#005480;
	margin:0px 2px 0px;
	}

#inside_footer a:hover
	{
	color:#000000;
	border-bottom:1px solid #000000;
	}

/* VALIDATION */

#validation {
	clear: both;
	width: 760px;
	text-align: right;
	margin: auto;
	padding: 10px 0 0 0;
	
}

/* FORM OPTIONS */

select {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}

input {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin: 0 15px 0 0;
}

submit {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}

.submit
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #005480;
	color: #fff;
	padding: 2px 3px 2px 3px;
}

.submit:hover
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #005480;
	color: #FC6;
	padding: 2px 3px 2px 3px;
}

.submit:focus
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #496683;
	color: #fff;
	padding: 2px 3px 2px 3px;
}

.submit16
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	background-color: #005480;
	color: #fff;
	padding: 2px 3px 2px 3px;
	font-weight: bold;
	font-style: italic;
}

.submit16:hover
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	background-color: #005480;
	color: #FC6;
	padding: 2px 3px 2px 3px;
	font-weight: bold;
	font-style: italic;
}

.submit16:focus
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	background-color: #496683;
	color: #fff;
	padding: 2px 3px 2px 3px;
	font-weight: bold;
	font-style: italic;
}

.submit8
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #005480;
	color: #fff;
	padding: 1px 1px 1px 1px;
	font-weight: bold;
	font-style: italic;
	width:100px;
}

.submit8:hover
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #005480;
	color: #FC6;
	padding: 1px 1px 1px 1px;
	font-weight: bold;
	font-style: italic;
	width:100px;
}

.submit8:focus
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #496683;
	color: #fff;
	padding: 1px 1px 1px 1px;
	font-weight: bold;
	font-style: italic;
	width:100px;
}


input:focus
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #FFE2AC;
}

